Wednesday, 16 May 2018

Australian Investors retreat from housing market

Best Asia real estate editor's comments;

Just one more piece of proof that investors are pulling out of the Australian real estate market in droves.

And just one more reason why I predict that Melbourne and Sydney Brisbane and many other cities are heading for major downturn in real estate and it won't be pretty.

Baby boomers who want to get out at the top should get out now and take their money invested and villas were even property in Bali and in fact can retire for 62% less than it would cost in most major strain cities.

I will be talking about this trend as series of seminars in Bali Sydney and Auckland over the next two months please see details following this article

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11 May 2018 — 2:38pm

Housing finance commitments fell sharply across Australia last month, with lending to investors hitting fresh lows and driving declines around the country.

Coming off a six-month high in February, the value of total housing finance fell 4.4 per cent to $31.89 billion in March, seasonally adjusted, data from the Australian Bureau of Statistics shows.

Investors' share of new lending in dollar terms was at a six-year low.

Loans to investors dropped sharply, down 9 per cent month-on-month.

ANZ senior economist Daniel Gradwell said investors made up just 42 per cent of lending nationwide, their lowest share since 2012.

" lowest share since 2012"

"While this result pre-dates APRA's recent decision to remove the 10 per cent 'speed limit' on investor borrowing, it is hard to see a re-acceleration in the investor segment with sentiment clearly subdued," Mr Gradwell said.

JP Morgan analyst Henry St John said tighter regulations had sharply adjusted the new lending market, with investors' share of new lending in dollar terms also at six-year lows.

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Mr St John said higher loan-to-income lending standards recently announced by APRA, and potential new requirements resulting from the banking royal commission could drive further falls in investor lending throughout 2018.

"The significantly larger proportion of investor activity that occurs at high loan-to-income ratios implies that as lending criteria continue to be tightened, this will be a meaningful headwind for lending and credit growth," Mr St John said in a note on Friday.

The number of home loan approvals for owner occupiers fell 2.2 per cent for the month, disappointing market forecasts of a 1.5 per cent decline.


The national value of new home loan approvals for owner-occupiers was down 1.9 per cent, to $20.1 billion.

New lending to owner-occupiers fell across all major states outside Tasmania, which rose 1.9 per cent and the ACT which gained 2.6 per cent.

In seasonally adjusted data from the ABS, South Australia led declines, down 8.6 per cent, NSW down 2.9 per cent, and Victoria down 1.5 per cent.

AAP

Denpasar, May 05 2018

According to PT. Bali Affordable Lifestyles International. (PT. B.A.L.I.) who have managed award winning PT. Bali Luxury Villas for the past 13 years, an ever increasing numbers of Baby Boomers are retiring in Bali each year. 



Fact is that 25% of the world’s population, born between 1946 and 1964 labelled as the baby boom generation are now retiring. 

A large portion of those boomers are currently living near Bali will want to retire here adding a whole new demand for Bali real estate for the next five to ten years.

PT. B.A.L.I. reveals that of the 55 Luxury villas that they manage less than 5% were occupied by Baby Boomers 13 years ago. Now over 25% are full-time retirees.

www.baliluxuryvillasales.com
P.T. B.A.L.I.’s research department has recently concluded that in the coming years Asian and Australian baby boomers, within a few hours flight from Bali will choose Bali as their retirement location. 


For example, in Australia it is estimated that 25% of its 25 million population are baby boomers. 

That means there are going to be 6,250,000 boomers seeking less-expensive, more comfortable retirement locations soon. 
According to a recent poll "50 % of Australians are now buying outside of  Australia". Bali will certainly be on their short list.

"50 % of Australians buying outside Australia"

Add another estimated  1% of the 1,250,000 New Zealand Baby Boomers and Bali may have a huge increase in real estate demand from these two counties alone.

If Bali only receives 1%, of those Boomers that is 6,250 Australian and 1,250 New Zealand baby boomers seeking to buy or lease a Bali home for the next five to twenty years. 

Add to that new demands from the 1 % of boomers from Japan, China, Korea, Taiwan, Singapore and Jakarta who want to retire in Bali that is another 7.5 Million buyers.

You don't have a P.H.D. in Economics to conclude that these new demands on Bali's limited real estate supply will drive demand and prices through the roof the next five to ten years.

The reasons for Australian’s retiring in Bali are numerous. As one long time Australian resident of PT Bali Luxury Villas in Sanur stated, “it just doesn’t get any better than Bali”. The cost of living that is estimated to be over 60 % less than Australia is one of the biggest draws






Here are the main reasons Baby Boomers are retiring in Bali.
  1. According to research competed this month by PT. B.A.L.I., Overall Bali is 62% less expensive for baby boomers to live than in Sydney or Auckland.
  2. Home prices are 60% to 70% less to rent, lease or purchase.
  3. Transportation is also 60% to 70% less. 
  4. Proximity to Australia, 6 ½ hrs. to Sydney, 2 ½ hrs. to Perth or Darwin.
  5. Bali’s crime rate Index is 30 versus Sydney at 38, or 21 % less.
  6. Great year-round Average temperature of 30°C.
  7. Balinese are some of the friendliest and most honest people in the world.
  8. Large 2-bedroom, 2-Bath Luxury Villas with private pool starting as low as $200,000.

    Free Educational Seminars: 
    Bali, Sydney, Auckland.


Discover how you c
an retire in Bali and live in luxury with private maids for a fraction of what it cost in the west.
Attendance is free and thoroughly educational from a 21-year expert on Bali real estate.

Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. 
Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE

4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE

5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE

Seating is very limited. 


Avoid disappointment sign up now or obtain more information.  
Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

At these seminars you will learn about:


-The Past, Present and Future of Bali and Indonesian real estate. 


-Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years. 


-How to avoid legal problems and make sure a property is safe. 


-How to avoid complicated real estate laws affecting Indonesians married to    foreigners. 


-Why this is the second-best time to buy this century. 


-Where are the best locations to retire buy for maximum profits? 


-What type of properties will offer the best retirement benefits and investment potential of *10% to    20 % per year? 

-Discover how you can sell your property fast for the highest prices and lowest commissions on a brand-new web site designed after the largest most successful real estate site in America with high tech search features.


-An opportunity for a free listing on B.A.R.E. First Class Beachfront property at almost 50% discount. 


-Low cost properties with Luxury Villas starting as low as U.S. $158,000 for a three-bedroom 650 m² 3-bedroom, 4 baths with private 9 mtr. Pool.


-Ridiculously low-priced ocean view building lots starting as low as U.S. $25,000 for 500 m². 


-Ocean front property in first class complex at 50 % off 2014 prices. Brand new retirement villas starting at U.S. $195,000.

- Brand New First time offered two bedroom, two bath 200 m2 private Bali Luxury Retirement Villas stating at $198,000.

Free Seminar Schedule:
1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. 
Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE

4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE

5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE

*Important Notice. Seminars are informational seminars only. No sales or orders will be taken at the seminars. The location of the Sydney and Auckland seminars will be announced after we determine the size of audience the week before the seminars.

About PT. B.A.L.I.

Pt. Bali Affordable Lifestyles International (PT. B.A.L.I.). does business as Best Asia Real Estate and Manages PT. Bali Luxury Villas
Partner, Notaris Azizah , Owner, President, Lawrence
It is owned by a Canadian 21 year resident of Bali who is a Developer, Realtor, and Hotel General Manager.

His partner and spouse is a fully licensed Indonesian Notaris with a master’s degree in Indonesian Law specializing in real estate, corporate and Marital documentation. 

Their 135 professional staff provide a one stop professional, efficient location for Buying, Selling, Leasing and Renting Asian Real Estate.


           They are a Seven-time Consecutive Certificate of Excellence recipient on the Worlds Largest Travel Site. This places them among the top 10 % of hotels and villas listed by Tripadvisor worldwide.

"Recipients Hall of Fame Award, awarded to only 2 % of the Hotels listed on TripAdvisor World Wide"
They are also one of Asia’s best-known travel and real estate investment experts. 

They publish the daily Bali & World News & Views Blog which combined with Bali News and Views Blog has had almost 1,500,000 pageviews. They also publish the Best Asia Real Estate BlogFacebook and Twitter posts. They offer free real estate seminars throughout Asia every quarter.

     Head Office: Jl. Karangsari # 5, Sanur, Bali, Indonesia 80228
Tel. Office: 62-361-284069 Fax: 62-361-270143
Branch Office: Bali Paradise Beach Estates, Pantai Purnama
Mobile: or WhatsApp: English: 62-8123814014 Bahasa Indonesia: 62-8113864993 Email: lawrenceptbali@gmail.com Skype: baliagents 

Disclaimer: All information presented above is considered true and reliable to the best of our knowledge at the time that it was published. Information and prices may change without notice. The owners of PT. BALI AFFORDABLE LIFESTYLES INTERNATIONAL doing business as BEST ASIA REAL ESTATE and PT. BALI LUXURY VILLAS accept no responsibility for incorrect information listed herein. All recommendations may lose value in the future.


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