Tuesday, 22 May 2018

Bali's top secluded beaches

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BEST BEACHES
Theodora Sutcliffe, CNN • Published 23rd May 2018(CNN) — Bali is an island in flux -- especially in the south. It's a maelstrom of construction: villas, roads, jetties, reclamation. A magnet for tourists for generations, the island welcomed over five million international visitors in 2017.
So you'd expect pretty much every beach along the coast to have been colonized by sunbeds and invaded by travel groups long ago.
Mercifully, that's not the case. But secluded beaches on this island in Indonesia generally don't stay hidden for long. It's not uncommon to turn up at a formerly entirely secluded beach and find a new access road, a ticket desk, several warungs (restaurants), three determined village ladies peddling sarongs and a van load or four of organized tourists.

For the connoisseur of secluded beaches, the place to start is the Bukit peninsula, the egg-shaped bulge that protrudes from the bottom of Bali as though the island has just finished laying it.
Sculpted, towering limestone cliffs create myriad little bays, with sand in hues from gold to creamy white. Challenging descents -- sometimes involving hundreds of rock-cut steps -- promote seclusion every bit as dramatically as they tone the quadriceps. Here are six of Bali's top secluded beaches where you can play with a little privacy:
Related contentAsia's hot list: 22 luxurious new hotels opening in 2018

1. Karma Beach
Aspiring sybarites can skip the hip-and-thigh workout and head for Karma Beach, a private beach club at Karma Kandara, with stylish bungalows and a glorious cliff-top spa up above (a second spa is set to open on the beach by 2018).
A dinky cliff railway cruises down through monkey-filled forest to an expansive pale sand bay where fringing reef creates a sheltered, turquoise lagoon.
The chic beach bar-cum-restaurant serves good cocktails alongside international cuisine with an emphasis on seafood: local lobster, served sweet and simple, grilled with butter and garlic, is amazing.
Admission costs 500,000 rupiah (US $38) and 300,000 $23) of this serves as credit for food and drink.
Related content21 of the world's most beautiful beachfront hotels

2. Thomas Beach

Thomas Beach sits between two popular Bali surf breaks.
Shutterstock
On more of a budget? Thomas Beach is nestled between two of Bukit's most iconic surf breaks, Uluwatu and Padang Padang Look for the sign to Thomas Homestay and follow the white dirt track.
Golden sands, turquoise waters and sculpted rock formations framed by towering cliffs, lava rock and shrines make the beach -- technically part of Padang Padang Beach -- one of the Bukit's most attractive.
It's fairly rare in Bali to be able to sleep right by the ocean on a budget, but besides food, drinks and surfboard hire, there are simple (if overpriced) homestays bang on the sands.

3. Nyang-Nyang
Nyang-Nyang is another classic, concealed beach that delivers the Bukit trifecta of golden sands, rugged cliffs and turquoise ocean.
Backed by a meadow where cows occasionally graze and patches of jungle, it feels quite deliciously remote.
Apart from a couple of cold drink sellers, a handful of junk sculptures and some nests carved out of the jungle, the beach is currently undeveloped.
But the new track down the cliff, while steep, is quite the picnic compared to the 500-odd steps of yore, so that is changing fast.
Related content19 fabulous places to take a skinny dip

4. Tugel Bias

Tugel Bias beach, Bali.
Shutterstock
Despite the Instagram clichés, many of Bali's beaches are black, brown or gunmetal grey -- occasionally interspersed with surprising patches of white-gold sand.
Tugel Bias, a little cove just south of the ferry port at Padangbai is one of the cutest of these white sand anomalies.
It's accessed via a blocked gateway with a sign advertising 'WHITE SAND BEACH.'

5. Kedungu
Out of the wealth of dark sand beaches, Kedungu, a surfing beach not far north of the famous sea temple at Tanah Lot, is ripe for discovery.
It's a peaceful place, fringed by palm groves and rice fields, where the sweeping curve of the breaking waves seems to stretch on and on into the distance.
It's about a 30-minute drive from the Canggu resort village.
Related contentUbud: Inside Bali's cultural epicenter

6. Nusa Penida


Nusa Penida: Jaw-dropping spots between the cliffs.
Shutterstock
For pristine -- and largely unfrequented -- beaches it's worth heading off the mainland to Nusa Penida, around 40 minutes by speedboat from the port at Sanur.
Here, the limestone coast has eroded into spectacular forms -- natural arches, broken bays, sea caves, freestanding pillars and more.
And, though some of the more accessible beaches have been given over to seaweed farming, nestled between the cliffs are some jaw-dropping spots.
To the south of the island, Pantai Atuh is a seductive curve of golden sand looking out onto a sheltered bay where an encircling promontory descends to a startling, jagged arch and scrub-clad pinnacles surge from the ocean.
Related content40 Indonesian foods we can't live without
A hundred-or-so steps lead down from headlands on either side of the beach, where the staff of the simple palm-thatched warung may well be your only company.
On Penida's west coast, with views across to neighboring Nusa Ceningan, the giant mola-mola fish draws scores of dive boats to Crystal Bay in season, and the beach fills up with snorkelers and day trippers.
Stock up at the warungs for the 20-minute hike over the headland, where white sand Pandan Beach, backed by palm-clad jungle, is usually deserted.
Further south, beyond the startling rock formations known as Broken Bay and Angel's Billabong, lies what's perhaps the jewel in Penida's crown: Kelingking Beach.
A terrifying rock-cut path, in places more climb than hike, leads down a cliff and along the spine of a razor-sharp promontory. The reward? The most flawless half-moon of white sand, backed by shady caves, fronted by gin-clear waters, and apparently untouched by human hand. Though Instagrammers may gather at the top, the beach itself provides splendid isolation -- the perfect contrast to the busyness of Bali, still visible across the strait.

Hobart now Australia's most unaffordable city for tenants


By Felicity Ogilvie

Updated about 8 hours ago
PHOTO: No longer a bargain for renters, Hobart has become more and more unaffordable. (ABC News: Gregor Salmon)

Hobart has pipped Sydney to claim the unenviable title of Australia's most unaffordable capital for tenants with the gap widening between incomes and the amount needed for rent, a new report has found.

The Rental Affordability Index (RAI) is an indicator of the price of rents nationwide relative to household incomes based on new rental agreements.

The biannual study is published by National Shelter Community Sector Banking and SGS Economics and Planning.

From being seen a budget alternative to the mainland cities, Hobart's unprecedented real estate sales boom combined with low incomes, a tourism burst and a surge in former rental properties being offered as short-term accommodation, has catapulted it to the top of the RAI.

The latest report showed tenants in Hobart were spending 29 per cent of their wages on rent with Sydney renters close behind with 27 per cent, followed by Adelaide, Brisbane, Melbourne, Canberra and Perth.


"Rents in Tasmania are now on par with the rest of Australia, however average Tasmanian households earn over $300 a week less than mainland households," SGS partner Ellen Witte said.

"With over 8,000 low-income households already in housing stress, rental unaffordability is now rising up the income ladder, increasingly impacting average working families."

The combination of rising rent and low income growth had created "unprecedented hardship" for those seeking affordable accommodation, Shelter Tas executive officer Pattie Chugg said.

"Rental affordability in Tasmania has fallen to its lowest point since the index began in 2015," she said.
PHOTO: Aaron Johnstone is shocked at Hobart's rental prices. (ABC News: Felicity Ogilvie)

Shock return home for Hobart renter

After three years living in Sydney, Aaron Johnstone and his pregnant wife returned home to Hobart.

"Coming back, it was a bit of shock really, the whole housing situation," he said.

"People were telling me towards the end of our time in Sydney that Hobart houses were just as expensive as Sydney, and I wanted to laugh in their face."

Mr Johnstone he "couldn't believe" what he was being told but upon his return he was taken aback by the asking prices for rental accommodation in his hometown.

"It really was just amazing compared to what Hobart was like in the past," he said.

People in Hobart earn on average $30,000 less per year than Sydney residents but the gap in the cost of rents between the cities has narrowed.

Housing economist Andrew Wilson said it costs an average of $420 a week to rent in Hobart.

"Sydney has been joined by Canberra as the most expensive capital city, asking rents for housing of $550 per week," he said.

"Next highest is Darwin at $530 per week, Brisbane at $400, with Adelaide the second most affordable capital city, next to Perth at $375 per week."
Prices pushing middle-income earners out

One of the authors of the report, Conny Lenneberg from the Brotherhood of St Laurence, said people on middle incomes around the country were being pushed to the outskirts of the cities.

"Hospitality workers, for example, are working in cafes and restaurants in our inner city areas but they're completely unable to afford to live in these areas and they're being pushed to urban areas, spending a lot of time and money travelling too and from work," she said.

The report found that people on welfare simply could not afford to rent in most capital cities anymore.
PHOTO: Landlord Michael Coy prefers long-term tenants over higher-paying short-termers.

One of the most vulnerable groups are single old-aged pensioners.

But in Hobart Sue Alcock is living in a unit where her landlord Michael Coy has only put the rent up by 20 dollars in the past decade.


"My personal strategy is having long-term tenants. I prefer to have tenants here for five, 10, 15 years," Mr Coy said.

"Any downtime basically results in a lack of income for those weeks it may be empty and also there's wear and tear when tenants are moving in and out."

Ms Alcock said the relationship worked both ways.

"The landlord likes to have someone he can trust and that I pay my rent regularly and I'm reliable," she said.


But Ms Lenneberg said almost a million Australians were not so fortunate.

"I actually think it's a great moral crisis for Australia at the moment," she said.

"We are one of the wealthiest countries in the world, we have had 26 years of growth.


"If Australia cannot afford to provide housing for all of its people then I don't know which other country in the world can.

"We need a national housing strategy now where all levels of government are investing in social housing."

Yesterday, the University of Tasmania announced as part of its plan to address the accommodation availability difficulties faced by its students, it had bought a city hotel to help ease the shortfall of beds in the city.

Saturday, 19 May 2018

WOMEN hold the balance of power in real estate purchase decisions, experts say.

Editor’s comments: As any seasoned real estate Pro knows the wives holds the key to your success 90% of the time.

As I teach my first-time salesman when you have a husband and wife gently put the wife next to you and the husband on the other side of her. If they are Australians, Canadians. or English you can joke with the husband “you sit over there will talk to you if we need to”.

New salesman are often fooled by the fact that the husband will come in requesting all information and all the facts thus appearing to be in charge when in fact the wife is totally in control.

As it is I often joke with my staff “if the wife doesn’t get the home that she wants he doesn’t get food, he doesn’t get sex and she will make his life hell until she gets what she wants.
________________________________________________________

Women hold balance of power in making home buying decisions, real estate experts say

WOMEN hold the balance of power in real estate purchase decisions, research shows. So why is this, and what exactly are they looking for?
Tom Bowden
The AdvertiserMAY 12, 201812:09AM

WOMEN hold the balance of power in real estate purchase decisions, experts say.

A survey of 25 leading Australian real estate firm directors and chief executives revealed that women were unanimously named as having “the greatest say in the choice of property”.

Harcourts Williams director Stephanie Williams said in the majority of purchases involving a couple, women had the final say.

“Women carry a lot of weight in that decision-making, particularly if it is a family where the wife is a homemaker and staying at home to look after kids, she’ll be spending a lot of time there,” Mrs Williams said.

“For the working mother, the first thing she’ll look for will be the proximity to schools and the workplace, so she’ll choose a postcode with easy access to these.”

She said exceptional kitchens, bathrooms and dressing rooms were still highly sought-after by women, for practical reasons. “In the top-end, a walk-in pantry or butler’s kitchen is pretty much a must these days, with lots of storage and preparation space,” Mrs Williams said.

“Equally, for that fashionista lady, a walk-in dressing room with plenty of storage space and room to showcase her treasured clothing.

“A lot of ladies who entertain a lot like to have a wine room near the kitchen so they don’t have to go into a dusty cellar, and outdoor kitchens are also really popular.”

Ouwens Casserly Real Estate agent Cynthia Sajkunovic said security was a major factor, and that female househunters tended to focus more on a home’s features and leave the structural analysis to the men. “Security is very important to women, particularly video intercoms, not just for privacy, but also to screen to a degree who comes in and out,” Ms Sajkunovic said.

She said women were the driving force in the majority of the house sales she had negotiated. “That’s why there’s a growing number of female salespeople and why they’re very successful because they appeal to their market.”

WHAT WOMEN WANT


Plenty of storage space, designer lighting, plenty of mirrors, a chandelier and room to put your feet up, this dressing room offers a feeling of decadence.

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Denpasar, May 05 2018

According to PT. Bali Affordable Lifestyles International. (PT. B.A.L.I.) who have managed award winning PT. Bali Luxury Villas for the past 13 years, an ever increasing numbers of Baby Boomers are retiring in Bali each year. 



Fact is that 25% of the world’s population, born between 1946 and 1964 labelled as the baby boom generation are now retiring. 

A large portion of those boomers are currently living near Bali will want to retire here adding a whole new demand for Bali real estate for the next five to ten years.

PT. B.A.L.I. reveals that of the 55 Luxury villas that they manage less than 5% were occupied by Baby Boomers 13 years ago. Now over 25% are full-time retirees.

www.baliluxuryvillasales.com
P.T. B.A.L.I.’s research department has recently concluded that in the coming years Asian and Australian baby boomers, within a few hours flight from Bali will choose Bali as their retirement location. 



For example, in Australia it is estimated that 25% of its 25 million population are baby boomers. 

That means there are going to be 6,250,000 boomers seeking less-expensive, more comfortable retirement locations soon. 
According to a recent poll "50 % of Australians are now buying outside of  Australia". Bali will certainly be on their short list.


"50 % of Australians buying outside Australia"

Add another estimated  1% of the 1,250,000 New Zealand Baby Boomers and Bali may have a huge increase in real estate demand from these two counties alone.

If Bali only receives 1%, of those Boomers that is 6,250 Australian and 1,250 New Zealand baby boomers seeking to buy or lease a Bali home for the next five to twenty years. 

Add to that new demands from the 1 % of boomers from Japan, China, Korea, Taiwan, Singapore and Jakarta who want to retire in Bali that is another 7.5 Million buyers.

You don't have a P.H.D. in Economics to conclude that these new demands on Bali's limited real estate supply will drive demand and prices through the roof the next five to ten years.

The reasons for Australian’s retiring in Bali are numerous. As one long time Australian resident of PT Bali Luxury Villas in Sanur stated, “it just doesn’t get any better than Bali”. The cost of living that is estimated to be over 60 % less than Australia is one of the biggest draws







Here are the main reasons Baby Boomers are retiring in Bali.
  1. According to research competed this month by PT. B.A.L.I., Overall Bali is 62% less expensive for baby boomers to live than in Sydney or Auckland.
  2. Home prices are 60% to 70% less to rent, lease or purchase.
  3. Transportation is also 60% to 70% less. 
  4. Proximity to Australia, 6 ½ hrs. to Sydney, 2 ½ hrs. to Perth or Darwin.
  5. Bali’s crime rate Index is 30 versus Sydney at 38, or 21 % less.
  6. Great year-round Average temperature of 30°C.
  7. Balinese are some of the friendliest and most honest people in the world.
  8. Large 2-bedroom, 2-Bath Luxury Villas with private pool starting as low as $200,000.

    Free Educational Seminars: 
    Bali, Sydney, Auckland.


Discover how you c
an retire in Bali and live in luxury with private maids for a fraction of what it cost in the west.
Attendance is free and thoroughly educational from a 21-year expert on Bali real estate.
Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE


4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE



5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE
Seating is very limited. 


Avoid disappointment sign up now or obtain more information.  
Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

At these seminars you will learn about:


-The Past, Present and Future of Bali and Indonesian real estate. 


-Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years. 


-How to avoid legal problems and make sure a property is safe. 


-How to avoid complicated real estate laws affecting Indonesians married to    foreigners. 


-Why this is the second-best time to buy this century. 


-Where are the best locations to retire buy for maximum profits? 


-What type of properties will offer the best retirement benefits and investment potential of *10% to    20 % per year? 

-Discover how you can sell your property fast for the highest prices and lowest commissions on a brand-new web site designed after the largest most successful real estate site in America with high tech search features.


-An opportunity for a free listing on B.A.R.E. First Class Beachfront property at almost 50% discount. 


-Low cost properties with Luxury Villas starting as low as U.S. $158,000 for a three-bedroom 650 m² 3-bedroom, 4 baths with private 9 mtr. Pool.


-Ridiculously low-priced ocean view building lots starting as low as U.S. $25,000 for 500 m². 


-Ocean front property in first class complex at 50 % off 2014 prices. Brand new retirement villas starting at U.S. $195,000.

- Brand New First time offered two bedroom, two bath 200 m2 private Bali Luxury Retirement Villas stating at $198,000.

Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE


4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE



5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE

*Important Notice. Seminars are informational seminars only. No sales or orders will be taken at the seminars. The location of the Sydney and Auckland seminars will be announced after we determine the size of audience the week before the seminars.


About PT. B.A.L.I.

Pt. Bali Affordable Lifestyles International (PT. B.A.L.I.). does business as Best Asia Real Estate and Manages PT. Bali Luxury Villas
Partner, Notaris Azizah , Owner, President Lawrence
It is owned by a Canadian 21 year resident of Bali who is a Developer, Realtor, and Hotel General Manager.

His partner and spouse is a fully licensed Indonesian Notaris with a master’s degree in Indonesian Law specializing in real estate, corporate and Marital documentation. 

Their 135 professional staff provide a one stop professional, efficient location for Buying, Selling, Leasing and Renting Asian Real Estate.


135 Staff Strong Award Winning PT. B.A.L.I.

           They are a Seven-time Consecutive Certificate of Excellence recipient on the Worlds Largest Travel Site. This places them among the top 10 % of hotels and villas listed by Tripadvisor worldwide.

"Recipients Hall of Fame Award, awarded to only 2 % of the Hotels listed on TripAdvisor World Wide"
They are also one of Asia’s best-known travel and real estate investment experts. 

They publish the daily Bali & World News & Views Blog which combined with Bali News and Views Blog has had almost 1,500,000 pageviews. They also publish the Best Asia Real Estate BlogFacebook and Twitter posts. They offer free real estate seminars throughout Asia every quarter.  

     Head Office: Jl. Karangsari # 5, Sanur, Bali, Indonesia 80228
Tel. Office: 62-361-284069 Fax: 62-361-270143
Branch Office: Bali Paradise Beach Estates, Pantai Purnama
Mobile: or WhatsApp: English: 62-8123814014 Bahasa Indonesia: 62-8113864993 Email: lawrenceptbali@gmail.com Skype: baliagents 

Disclaimer: All information presented above is considered true and reliable to the best of our knowledge at the time that it was published. Information and prices may change without notice. The owners of PT. BALI AFFORDABLE LIFESTYLES INTERNATIONAL doing business as BEST ASIA REAL ESTATE and PT. BALI LUXURY VILLAS accept no responsibility for incorrect information listed herein. All recommendations may lose value in the future.

Friday, 18 May 2018

Australia's pensioners retiring overseas because they can't afford Australia By freelance correspondent Eden Gillespie

Editor's comments: as of in predicting heavily for the last 12 months one of the biggest demands for Bali real estate the near future will be from retirees especially the baby boomers from close proximity to Bali including Australia.

There are an estimated six 7 billion baby boomers within 6 1/2 hours from Bali.

They can sell their three-bedroom apartment for 750000 Dollars in Sydney and moved to Bali and own three villas two of which they would rent for $4000-$5000 per month and they can live in the other in full comfort with private maids full time drivers gardeners etc..

This will be the focus of my series of seminars starting next week in Bali and the next 2 Months in Sydney and Auckland.

If you want to live like a king on minimum pension I'll show you how to do it including how to get the pieces how to legally purchase property in Bali and all the things you need to know.

As a year-old 21 year resident a Bali married to a notice I can help you with everything and provide you with all information you need to make a prudent decision to retire full-time or part-time in Bali.

To attend my seminar describe after this following article simply sign up here.
Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE


4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE

5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE


Updated Wed at 8:40am
PHOTO: Norah swapped her penny-pinching retirement in Perth for a comfortable lifestyle in Andalucia. (Supplied: Chris Green)
RELATED STORY: How to travel the world in your retirement
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On a cobbled street in the south of Spain, Norah Ohrt lives like a typical Andalusian in a little white house with red flowers blooming from the windows.

It's a world away from what her life would be like if she was still living in Australia. The 71-year-old former gallery owner says that in Perth she'd be living in state housing, surviving "on the smell of an oily rag on the Australian pension".
PHOTO: Norah brought her two Abyssinian cats to Spain. (ABC News: Eden Gillespie)



With property prices and cost of living on the rise, the number of Australians retiring overseas has dramatically increased in the past 10 years, with swelling expat communities in Thailand, Spain and Cambodia.

In 2016, 11,660 Australians over 55 permanently relocated overseas, compared to just 7,910 in 2005, according to ABS data. The most popular retiree destinations for Australians include New Zealand, Italy, Greece and Spain.
'It wasn't that scary'

Five years ago, Norah shipped all her belongings and her two Abyssinian cats to Martos, a charming Spanish town. Of Martos' 24,000 residents, Norah is the only Australian listed on the council roll.

In Martos, Norah lives comfortably in a lofty three-bedroom, two-bathroom house with panoramic views of the old city.
PHOTO: Norah used her Australian superannuation to renovate her cheap Spanish home. (ABC News: Eden Gillespie)


PHOTO: Norah says she will "die in Spain" and is considering taking up Spanish citizenship. (Supplied)



Rows of olive trees are stacked on the horizon; Norah's home is just 20 minutes from Jaen, the source of 20 per cent of the world's olive oil, thanks to its 66 million olive trees.

"You can see the local millionaire olive oil baron having coffee with the man who empties the rubbish bins because they went to school together. The people here have no artifice. There's no snobbery. Everybody mixes, everybody blends in," Norah says.

With a three-course meal costing as little as $12, annual council rates 110 euro ($175) and water bills just 120 euros ($192), Norah can rely solely on her pension to pay her bills.

Norah renovated her $65,000 home in Martos using her superannuation and says many of her Australian friends have been tempted to do the same, with property in Spain available for as little as $20,700.

"If you're on an Australian pension and struggling, I would strongly suggest that you look to alternatives, particularly if you have a second language that you can use.


"The hardest part was coming into the unknown, but I've always been an adventurer, so it wasn't as scary as my friends thought it would be," Norah says.
How do you get the pension overseas?

Access to an Australian pension while living abroad is reliant on several factors including the length of time away, whether assets and income have changed and whether the pension is delivered through a social security agreement with another country.

Australia has 31 agreements with countries such as Spain, Japan and Italy that allow for more cohesive social security coverage, overcoming barriers to pension payment in areas such as citizenship. Depending on a pensioner's place of residence and how long they've lived in each country, they may also be eligible to receive a split pension from Australia and their host nation.

While settling down abroad might seem appealing, retirees should be wary of the requirements around accessing a pension.

In 2013 there was a massive overhaul for pensioners living overseas. If a pensioner decides to relocate to Australia after being abroad, travelling outside the country for as little as six weeks within two years of returning could result in payments being cut. For this reason, the Department of Human Services says pensioners must report their travel plans through Centrelink's online portal if they're planning to move overseas or travel abroad for more than six weeks.

"When looking at the aged pension it's always good advice to sit down with a financial planner before moving overseas permanently as everyone has different access rights and you may find yourself stranded," says Ryan Cullinan, an international financial adviser for Compare Return.
Health care abroad

Australians citizens living abroad for more than five years and permanent residents living overseas for more than 12 months forfeit the right to Medicare benefits. They are also exempt from paying the Medicare levy, according to the Department of Human Services.

With health procedures often cheaper abroad and popular retiree destinations such as Thailand seeing a spike in medical tourism, losing out on Medicare might not be a deal-breaker for some pensioners.

But in some countries, pensioners may rack up quite a debt before they are eligible to be covered under the public healthcare system. Smart Traveller advises pensioners to closely research and compare private health insurance policies, the public health care available and medical facilities before moving abroad:


"The Australian Government won't pay for your medical treatment overseas … expatriates without appropriate insurance are personally liable for covering any medical and associated costs they incur."
White sand, cheap living
PHOTO: Rob is able to support his family in Cambodia on his freelance writing wages. (Supplied)



Freelance writer Rob Schneider, 70, was drawn to Cambodia 11 years ago by its inexpensive lifestyle and white-sand beaches. He hasn't returned to Australia since.

After an unexpected divorce, Rob left his Avoca Beach home and began trawling through the Australian property market.

Of the two properties he says he could afford in NSW, one was infested with termites and the other was in a shady neighbourhood that Rob's real estate agent said to avoid or he'd "get robbed".

Rob visited Sihanoukville on a whim, hoping to challenge Lonely Planet's description of the Cambodian village as bleak and unexciting.

Soon after arriving, Rob found his new home in the tropics, later moving to Kampot with his new wife.

Instead of living on a "pittance" with the Australian pension, Rob decided he'd spend his retirement writing articles in Cambodia's beachside cafes.

"If I was in Australia I'd be living alone, I couldn't afford to do anything, even if I was still freelancing," he says.


"Here, I can afford to send two kids to school, feed six people and send money to my wife's mother."
Retiring sooner

For Alan and Ros Cuthbertson, retiring abroad has shaved 15 years off their expected retirement date.

The former IT manager and disability worker have joined a buzzing expat community in Thailand, with more than 73,000 expats from around the world applying for retirement visas in 2017.
PHOTO: Ros and Alan are avid travellers who spend half of each year house-sitting in Europe and Asia. (Supplied)



For the past three years, the Queenslander couple have enjoyed a tranquil lifestyle in Chiang Mai, surrounded by mountains and Buddhist temples.


"We didn't want to keep working until 65. Lots of family members are no longer with us and we might not get to that age. It just made us rethink everything," they say.

Alan and Ros now spend half the year away from Thailand, housesitting throughout Europe and Asia.

The pair have travelled to "41 countries and counting", documenting their trips on their website Frequent Traveller.

Alan and Ros are often shocked by Australian prices when they return to visit their family.

Despite the ease and affordability of Thai life, Alan and Ros say they will eventually return to their Bundaberg home, longing to set foot on our pristine Australian beaches again.

But Norah and Rob have no desire to return, keen to avoid the penny-pinching lifestyles they would have to practise as Australian pensioners.

While Norah misses being able to buy a decent-sized leg of lamb back home, she says she'll "die in Spain".

"When my five years are up for this residency period I may even take Spanish citizenship," Norah says.


"Peter Allan always said 'I still call Australia home', but I can't, I don't. Andalucía is my home now, Martos is my home."

________________________________________


Denpasar, May 05 2018

According to PT. Bali Affordable Lifestyles International. (PT. B.A.L.I.) who have managed award winning PT. Bali Luxury Villas for the past 13 years, an ever increasing numbers of Baby Boomers are retiring in Bali each year. 



Fact is that 25% of the world’s population, born between 1946 and 1964 labelled as the baby boom generation are now retiring. 

A large portion of those boomers are currently living near Bali will want to retire here adding a whole new demand for Bali real estate for the next five to ten years.

PT. B.A.L.I. reveals that of the 55 Luxury villas that they manage less than 5% were occupied by Baby Boomers 13 years ago. Now over 25% are full-time retirees.

www.baliluxuryvillasales.com
P.T. B.A.L.I.’s research department has recently concluded that in the coming years Asian and Australian baby boomers, within a few hours flight from Bali will choose Bali as their retirement location. 


For example, in Australia it is estimated that 25% of its 25 million population are baby boomers. 

That means there are going to be 6,250,000 boomers seeking less-expensive, more comfortable retirement locations soon. 
According to a recent poll "50 % of Australians are now buying outside of  Australia". Bali will certainly be on their short list.

"50 % of Australians buying outside Australia"

Add another estimated  1% of the 1,250,000 New Zealand Baby Boomers and Bali may have a huge increase in real estate demand from these two counties alone.

If Bali only receives 1%, of those Boomers that is 6,250 Australian and 1,250 New Zealand baby boomers seeking to buy or lease a Bali home for the next five to twenty years. 

Add to that new demands from the 1 % of boomers from Japan, China, Korea, Taiwan, Singapore and Jakarta who want to retire in Bali that is another 7.5 Million buyers.

You don't have a P.H.D. in Economics to conclude that these new demands on Bali's limited real estate supply will drive demand and prices through the roof the next five to ten years.

The reasons for Australian’s retiring in Bali are numerous. As one long time Australian resident of PT Bali Luxury Villas in Sanur stated, “it just doesn’t get any better than Bali”. The cost of living that is estimated to be over 60 % less than Australia is one of the biggest draws






Here are the main reasons Baby Boomers are retiring in Bali.
  1. According to research competed this month by PT. B.A.L.I., Overall Bali is 62% less expensive for baby boomers to live than in Sydney or Auckland.
  2. Home prices are 60% to 70% less to rent, lease or purchase.
  3. Transportation is also 60% to 70% less. 
  4. Proximity to Australia, 6 ½ hrs. to Sydney, 2 ½ hrs. to Perth or Darwin.
  5. Bali’s crime rate Index is 30 versus Sydney at 38, or 21 % less.
  6. Great year-round Average temperature of 30°C.
  7. Balinese are some of the friendliest and most honest people in the world.
  8. Large 2-bedroom, 2-Bath Luxury Villas with private pool starting as low as $200,000.

    Free Educational Seminars: 
    Bali, Sydney, Auckland.


Discover how you c
an retire in Bali and live in luxury with private maids for a fraction of what it cost in the west.
Attendance is free and thoroughly educational from a 21-year expert on Bali real estate.
Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE


4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE



5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE
Seating is very limited. 


Avoid disappointment sign up now or obtain more information.  
Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

At these seminars you will learn about:


-The Past, Present and Future of Bali and Indonesian real estate. 


-Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years. 


-How to avoid legal problems and make sure a property is safe. 


-How to avoid complicated real estate laws affecting Indonesians married to    foreigners. 


-Why this is the second-best time to buy this century. 


-Where are the best locations to retire buy for maximum profits? 


-What type of properties will offer the best retirement benefits and investment potential of *10% to    20 % per year? 

-Discover how you can sell your property fast for the highest prices and lowest commissions on a brand-new web site designed after the largest most successful real estate site in America with high tech search features.


-An opportunity for a free listing on B.A.R.E. First Class Beachfront property at almost 50% discount. 


-Low cost properties with Luxury Villas starting as low as U.S. $158,000 for a three-bedroom 650 m² 3-bedroom, 4 baths with private 9 mtr. Pool.


-Ridiculously low-priced ocean view building lots starting as low as U.S. $25,000 for 500 m². 


-Ocean front property in first class complex at 50 % off 2014 prices. Brand new retirement villas starting at U.S. $195,000.

- Brand New First time offered two bedroom, two bath 200 m2 private Bali Luxury Retirement Villas stating at $198,000.

Free Seminar Schedule:

1. Bali: Thursday - May. 24th. 6:30 PM - 7:45 PM. Emerald Villas,         Sanur,  SIGN UP HERE

2. Sydney: Saturday - June. 23rd. 2:00 PM - 3:45 PM  SIGN UP HERE

3. Sydney: Tuesday - June. 26th 6:30 PM - 7:45 PM  SIGN UP HERE


4. 
Auckland: Thursday - July. 19th 6:30 PM - 7:45 PM SIGN UP HERE



5. 
Auckland: Saturday - July. 21st 2:00 PM - 3:45 PM  SIGN UP HERE

*Important Notice. Seminars are informational seminars only. No sales or orders will be taken at the seminars. The location of the Sydney and Auckland seminars will be announced after we determine the size of audience the week before the seminars.

About PT. B.A.L.I.

Pt. Bali Affordable Lifestyles International (PT. B.A.L.I.). does business as Best Asia Real Estate and Manages PT. Bali Luxury Villas
Partner, Notaris Azizah , Owner, President Lawrence
It is owned by a Canadian 21 year resident of Bali who is a Developer, Realtor, and Hotel General Manager.

His partner and spouse is a fully licensed Indonesian Notaris with a master’s degree in Indonesian Law specializing in real estate, corporate and Marital documentation. 

Their 135 professional staff provide a one stop professional, efficient location for Buying, Selling, Leasing and Renting Asian Real Estate.

135 Staff Strong Award Winning PT. B.A.L.I.

           They are a Seven-time Consecutive Certificate of Excellence recipient on the Worlds Largest Travel Site. This places them among the top 10 % of hotels and villas listed by Tripadvisor worldwide.

"Recipients Hall of Fame Award, awarded to only 2 % of the Hotels listed on TripAdvisor World Wide"
They are also one of Asia’s best-known travel and real estate investment experts. 

They publish the daily Bali & World News & Views Blog which combined with Bali News and Views Blog has had almost 1,500,000 pageviews. They also publish the Best Asia Real Estate BlogFacebook and Twitter posts. They offer free real estate seminars throughout Asia every quarter.  

     Head Office: Jl. Karangsari # 5, Sanur, Bali, Indonesia 80228
Tel. Office: 62-361-284069 Fax: 62-361-270143
Branch Office: Bali Paradise Beach Estates, Pantai Purnama
Mobile: or WhatsApp: English: 62-8123814014 Bahasa Indonesia: 62-8113864993 Email: lawrenceptbali@gmail.com Skype: baliagents 

Disclaimer: All information presented above is considered true and reliable to the best of our knowledge at the time that it was published. Information and prices may change without notice. The owners of PT. BALI AFFORDABLE LIFESTYLES INTERNATIONAL doing business as BEST ASIA REAL ESTATE and PT. BALI LUXURY VILLAS accept no responsibility for incorrect information listed herein. All recommendations may lose value in the future.

Apartment glut prompts massive discounting in Brisbane, research reveals

By Anna Levy

Updated Wed at 3:56am
PHOTO: New Brisbane apartments are coming in for heavy discounting, SQM Research found. (ABC: John Gunn)
RELATED STORY: Queensland's population hits 5 million people today

A recent real estate advertisement revealed what some might call the bargain of a lifetime — a northern Brisbane apartment selling for almost 40 per cent below its 2010 purchase price.

The two-bedroom unit in Chermside is what property analyst firm SQM Research call a "distressed property"— bought for $522,000 and now on the market for $315,000.

In a more buoyant market, it might be enough to attract a long list of eager buyers, but with a rental vacancy rate of 3.3 per cent in Chermside the apartment has proven far from an easy sell.

SQM Research managing director Louis Christopher said large price falls have become the new norm for Brisbane apartment owners looking to sell in a saturated market.

"We have seen some heavy discounting before, but this is probably one of the biggest ones I've ever actually seen," he said.

"It's fair to say this is not normal in the market. Nevertheless, there has been an oversupply of properties — we see it through the rental market in the Brisbane CBD where we are recording rental vacancy rates of 5 per cent.

"We are noticing the vacancies in Brisbane are still elevated in the CBD and in the inner city market, whereas in the outer regions of Brisbane, we are recording tighter vacancy rates."
Worst could be over, expert says

Mr Christopher said homeowners and investors might see their fortunes improving in coming months, as SQM data showed vacancy rates had been falling for the past four months.

"We noted the overall Brisbane rental vacancy rate is now at 3 per cent and has actually been dropping," he said.

"There's a chance now that the worst may actually be over when it comes to property investors in the rental market."
PHOTO: Inner-city apartment vacancy rates remain high, Mr Christopher said. (ABC News: Isobel Roe)


Queensland population growing steadily

Australian Bureau of Statistics (ABS) data also suggested the state was enjoying steady population growth.

Marking the birth of the 5 millionth Queenslander yesterday, Premier Annastacia Palaszczuk said the two main drivers of the population increase were migration growth, particularly from New South Wales, and from 60,000 babies being born in the past year.
PHOTO: Is this Queensland's 5 millionth person? Cordy Kerr-Kennedy was born yesterday in Townsville. (ABC News: Mark Jeffery)



"Overseas and interstate migration is up by 50,000 people in the past year, 19,000 came from interstate … more than 12,000, or 230 a week move from New South Wales to Queensland," she said.

Mr Christopher said property oversupply was a problem mostly localised to Brisbane, with surrounding Queensland regions and other states recording much tighter vacancy rates.

ABS data also revealed the fastest and largest-growing area in Queensland in 2016-17 was Pimpama on the Gold Coast, which grew by 3,000 people.

Large growth also occurred in Jimboomba on Brisbane's south side and in North Lakes — a suburb north of the city — which both increased by 2,100 people.

"On the Gold Coast, we've been recording vacancy rates well under 2 per cent and on the Sunshine Coast, the vacancy rate is once again under 2 per cent, strongly suggesting it's been a landlord's market in those two regions," he said.

"When I look at the three main capital cities — Melbourne, Sydney and Brisbane — Brisbane has suffered the most in terms of an oversupply of units.

"Brisbane's population growth rate has been falling behind Sydney and Melbourne and because of that, it hasn't been able to absorb the surplus stock that's been built, hence the reason why we've seen higher vacancy rates compared to Melbourne and Sydney."

China's home prices pick up as buyers look to smaller cities

Yawen Chen, Ryan Woo


BEIJING (Reuters) - China’s new home prices rose in April with an increasing number of smaller cities driving broader growth, helped by state measures that allowed buyers to get around existing restrictions and economic development prospects in those centers.

FILE PHOTO: Residential apartments are located in downtown Shenzhen, China April 26, 2017. Picture taken April 26, 2017. REUTERS/Bobby Yip/File Photo

New home prices in China’s 70 major cities rose 0.5 percent in April from the previous month, up from a 0.4 percent rise in March, Reuters calculated from National Bureau of Statistics (NBS) data published on Wednesday.

On an annual basis, home prices increased 4.7 percent in April, slowing from a 4.9 percent gain in March.

Fifty-eight cities of the total 70 cities surveyed by the NBS reported higher prices in April, up from 55 cities in March, suggesting broader market strength despite persistent curbs to contain the still hot market.

The data signals an increasing differentiation between urban property markets across the country, analysts say, with China’s city-based policy fine-tuning has allowed some easing of restrictions in smaller centers.

“This perfectly illustrates the kind of mentality still prevalent in Chinese property market,” said Yan Yuejin, research director at Shanghai-based E-house China R&D Institute. “Many buyers are looking to buy in cities that are still cheap, with lax policies and have come up with some kind of development concept, especially as opportunities are limited now in bigger cities.”

New policies that allow college graduates to bypass purchase restrictions in provincial capitals have stoked investment, said Zhang Dawei, an analyst with Hong Kong-based Centaline, a real estate research consultancy. [nL4N1PH1P3]


Price growth in China’s second tier cities, which include most of the larger provincial capitals, and smaller third tier cities accelerated 0.1 percentage points and 0.2 percentage points, respectively, in April, the statistics bureau said. It did not give the actual rates of growth.

Analysts also point to political and economic developments that have drawn new investors into markets away from the bigger centers.

The Chinese city of Dandong, which lies on the border with North Korea, became the top price performer in April, rising a robust 2 percent, NBS data showed.

Investors rushed into the city’s property market after the historic inter-Korea summit last month opened the prospect of rapid improvement in relations between North Korea and the rest of the world.[nL3N1S94DV]

China has also flagged the development of an international free trade zone and port on the southern island of Hainan, amid speculation it is trying to set up a rival to the trading and financial hub of Hong Kong. [nL3N1RQ4NF]


Hainan cities Sanya and Haikou both rose 1.9 percent in April.

China’s house price growth started to cool more notably in the second half of last year as the government sought to deal with property bubbles, following a two-year expansion in the sector.

Authorities have introduced curbs in more than 100 cities since 2016, in a push to reduce bubble risks while ensuring a soft landing as real estate remains a crucial driver of the economy.

With signs that rapid housing growth in top tier cities is cooling, regulators have this year turned their attention to smaller cities where there have been no purchase restrictions.

The Chinese southern provincial capital Guiyang issued restrictions this week banning newly-built houses from being resold within three years.[nL3N1SM07L]

Despite signs of market resilience, data showed on Tuesday China’s property investment growth slowed in April as higher borrowing costs and increased curbs on buyers weighed on demand. [nL3N1SF3M4]

Some analysts expect more curbs and that price appreciation will moderate as a result.


“The policy environment is still very against speculation and does not support sharp price gains in the short-term,” said Tin Sun, head of research at the North China office of CBRE, a property consultancy.

“Most of the third tier and fourth tier cities are still suffering from population outflows so I doubt the overall demand would support sustainable gains in the longer term.”

(For graphic on cooling China's property market, click: tmsnrt.rs/2rL5vat)


Additional reporting by Min Zhang; Editing by Sam Holmes
Our Standards:The Thomson Reuters Trust Principles.

Property market tipped to grow 5% after strong first quarter

Real Estate May 15, 2018 01:00

By SOMLUCK SRIMALEE THE NATION

THE property market is expected to expand at least 5 per cent this year, according to the consensus from the listed developers that have posted double-digit growth for the first quarter compared with the year-earlier period.

Nine of the 11 developers that have announced their first-quarter results reported strong gains in net profit from the first three months of 2017, thanks to a recovery in the market.

Most of the property companies recorded net profit increases in the double digits. Ananda Development Plc trailed the pack with earnings growth of just 3.13 per cent from the same period of last year.

However, faring worse were LPN Development Plc and Sansiri Plc, which saw their net profits drop from the year-earlier quarter.



AP (Thailand) Plc chief executive officer Anupong Asavbhokhin said that the company announced solid growth for the first quarter of 2018, with a result of more than Bt6.5 billion. Net profit for the quarter grew 47 per cent, rising by more than Bt800 million. AP Thailand believes that this healthy performance, coupled with a business plan adjustment to be more assertive in the low-rise sector, is certain to contribute to better-than-projected presales and realised revenues.

Anupong said there are even better growth prospects in store for the market due to a variety of positive factors. He cited the strong purchasing power that the real estate industry can benefit from.

“The overall market outlook is very good, especially in the low-rise sector. We have seen better and better presales and realised revenues for AP’s low-rise products over the last few quarters,” Anupong said.

“So, we have readjusted our business plan by launching several new projects. In 2018, AP will launch the highest number of new projects since its inception.”

The company plans to unveil 43 projects worth Bt64.7 billion, of which 21 are townhouse projects worth Bt18.5 billion, 17 are single detached house projects worth Bt20.8 billion, and five are for condominiums worth Bt25.4 billion, Anupong said.

Origin Property Plc chief executive officer Peerapong Jaroon-Ek shares this optimistic view for the market.

The company announced net profit of Bt488.9 million in the first quarter of this year, soaring 184 per cent from the same period of last year. Most of the units in its condominium projects that had been launched over the past three years were transferred to its customers in that quarter, Peerapong said. The transfers to customers would continue throughout the rest of the year.

“Meanwhile, we also had success on the presales front, with a take of Bt5.09 billion in the first quarter - up 255 per cent from the same period of last year that,” Peerapong said.

“This is thanks to the strong demand in the residential market, enjoying a recovery in line with the improving economy.

“This also will drive our presales to Bt20 billion and total revenue to Bt15 billion by the end of this year.”

Pruksa Holding Plc deputy group chief executive officer Supattra Paopiamsap said the company’s total revenue was Bt8.35 billion, a rise of 3.6 per cent from the year-earlier quarter. The company recorded presales for the three months of Bt12.69 billion, representing 24 per cent of its target of Bt53.74 billion for the year, Supattra said.

“This is thanks to the country’s economy posting strong growth and driving the demand for residential projects, with this recovery seen in the first quarter of this year compared with the same period of last year,” Supattra said.

“The momentum of growth will continue to drive the market in the rest of this year. As a result, the company has confidence the property market this year will grow by up to 5 per cent.

The company’s financial results will maintain growth double-digit growth compared with last year.”

Sansiri Plc reported to the Stock Exchange of Thailand (SET) yesterday that its total revenue of Bt5.27 billion and net profit of Bt252 million in the first quarter marked a drop of 26 per cent and 51 per cent, respectively, from the same period last year.

The developer said its project transfers decreased 29 per cent as its business management revenue dropped 23 per cent for the three months. That had a direct impact on total revenue and net profit, resulting in the declines from the year-earlier period.

LPN Development Plc, in its filing with the SET, said the company’s high marketing expenditure cut into its income growth for the quarter.

Total revenue came in at Bt2.49 billion, representing growth of 1.09 per cent from the same period of last year and its net profit also declined.

Bali's top secluded beaches

Search BEST BEACHES Theodora Sutcliffe, CNN • Published 23rd May 2018(CNN) — Bali is an island in flux -- especially in the south. It's ...